*grins* My sister in law's an accountant - she'd probably agree with you.

I've occasionally wanted to do a due South car insurance fic - seriously, what must Ray V's premiums be like these days? - but a) I know zip about US car insurance and b) I couldn't make it interesting anyway, I suspect. It's the second point that stops me doing one about the SUV as well, though I'd imagine TW cover their own repair costs on that thing.