Yeah, I'd imagine so - that SUV looks to be tricked up to the gills, so there's no way they could risk taking it to a local garage.

I got caught by the idea of a couple of insurance reps (like myself) looking at the notes on Ray's policy and exclaiming at how many accidents he's had, and how he'd changed the vehicle on cover three times in a two year period - each time almost the exact make and model - noticing that this only started happening once a Mr B Fraser got added to the policy as a named driver... ;-) The arguments they must have with Ray over his policy would be funny to read.